Method
From document request to closing letter
Our custom engagement page walks through how Harbor Ledger Assurance conducts audits for fintech firms — the sequence finance teams actually experience, not a generic project framework.
Schedule a scoping call
Sequence
Six stages every engagement follows
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Intake & conflict check
You send entity details, rails in use, and any known float issues. We confirm independence and propose a fee band before any fieldwork begins.
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Document request
A dated list covers bank statements, processor settlement files, fee schedules, chart of accounts for float and suspense, and prior findings if any.
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Population lock
Settlement populations are defined by timestamp and rail. You approve the population before sampling starts so later debates stay about findings, not file versions.
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Sample testing
Each sample is traced instruction → processor report → bank movement → ledger posting. Exceptions are logged with evidence references the day they appear.
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Management review draft
You see draft findings before the letter is finalized. Factual corrections are welcome; severity ratings stay with the engagement lead.
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Closing & archive
The signed letter, sample worksheets, and remediation owner list are delivered. Working papers stay archived under our retention schedule.
Preparation
What shortens fieldwork
Engagements run cleaner when finance can point to a single owner for each float account and when processor files arrive with settlement IDs intact. Holiday calendars for Taiwan banking days belong in the first document drop — they explain more breaks than most teams expect.
If you are mid-raise or mid-filing, tell us the hard date in the intake form. We will either fit the calendar or decline rather than compress testing below a defensible sample.